If you use Cash App and Apple Pay you want to learn how to switch funds back and forth between these popular e-wallets.

You cannot join Apple Pay to Cash App straight away yet you can follow specific procedures to shift funds between these wallets. This article describes both methods and demonstrates how Wise adds international support for Apple Pay payment.

Can you move funds from Apple Pay to Cash App’s account?

If someone sends you a payment through Apple Cash you’ll find account funds in that service. If you commonly perform transactions using Cash App you will find it more convenient by moving funds from Apple Pay to your Cash App wallet.

Normal transactions from Apple Pay to Cash App are not possible. First you must follow a two-step process by moving funds from your account before you can use the Cash App Add Cash feature to increase your Cash App balance. We’ll cover what to do next.

What steps do you need to follow for sending Money from Apple Pay to Cash App?

You cannot transfer money between these platforms directly but you do have another option. You can make an apple Pay to Cash App transfer happen. Here’s what to do:

Step 1: Send your Apple Pay balance to your bank account

If you have an Apple Cash balance, the first step is to move your money from Apple Pay to your bank account:

• Start the Wallet application on your iPhone or iPad device
• Scroll down to your Apple Cash card and press More.
• Select Transfer to Bank
• Choose the amount you want to send and hit the Next button.
• You can select 1-3 Business Days to move your money to your account without paying fees.
• Complete the action using your Face ID or Touch ID security as well as your passcode.

When you need money fast you can transfer it instantly to your linked debit card however this service comes with a fee.

Step 2: Transfer your funds from your bank account to Cash App

Once your bank confirms your funds you can transfer money from Apple Pay into your Cash App account.

• Begin Cash App by starting the app and click Money.
• To make a deposit select Add Cash and verify the displayed amount.
• Press Touch ID or enter your PIN to continue with the transaction.

Cash App vs Apple Pay

Cash App and Apple Pay let users pay each other online while offering optional physical cards. As separate entities these services do not cover exactly the same ground. This guide provides basic information about how Cash App and Apple Pay compare.

What’s similar?

Here’s what’s similar about both Apple Pay and Cash App:

• You can start using both services at no cost and many specific payment types are without fees as well. See our guide about Cash App fees.
• Through Apple Pay and Cash App you can send payments from the United States to domestic US users.
• Through your smartphone you can make both payments.
• Physical debit and credit cards exist for both services that allow payments.
• Neither system supports payment transfers between people who live outside of the United States.

What’s different?

Where Cash App and Apple Pay differ is:

• Only Apple devices support Apple Pay but Cash App users can pay with both Apple and Android devices.
• In contrast to Apple Pay Cash App extends beyond payments as it adds crypto and financial investment support.
• Only US users benefit from both Cash App and Apple Pay

Use Wise to make international money transfers with low fees you can see ahead of time

Due to its US-specific functionality Apple Pay cannot make overseas money transfers. Through Wise you can securely send funds to 80+ nations while paying low fees based on the real exchange rate and making transactions using Apple Pay on your phone.

The Wise Multi-Currency Card connects to your Apple Pay device so you can make no-fee international purchases around the world.

Bottom line

Despite having separate functions you cannot merge your Apple Cash and Cash App accounts to transfer money. Even though direct fund transfers are blocked you can shift money between wallets by first withdrawing funds using your bank account or linked debit card.

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